{"id":14901,"date":"2026-05-20T02:29:54","date_gmt":"2026-05-20T00:29:54","guid":{"rendered":"https:\/\/collectif-accad.fr\/site\/?p=14901"},"modified":"2026-05-18T14:31:54","modified_gmt":"2026-05-18T12:31:54","slug":"la-bataille-des-wallets-en-europe","status":"publish","type":"post","link":"https:\/\/collectif-accad.fr\/site\/la-bataille-des-wallets-en-europe\/","title":{"rendered":"La bataille des wallets en Europe"},"content":{"rendered":"<p style=\"text-align: justify;\"><img loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-14897 aligncenter\" src=\"https:\/\/collectif-accad.fr\/site\/wp-content\/uploads\/2026\/05\/AntennesQuiery-1.jpg\" alt=\"\" width=\"1301\" height=\"417\" srcset=\"https:\/\/collectif-accad.fr\/site\/wp-content\/uploads\/2026\/05\/AntennesQuiery-1.jpg 1301w, https:\/\/collectif-accad.fr\/site\/wp-content\/uploads\/2026\/05\/AntennesQuiery-1-300x96.jpg 300w, https:\/\/collectif-accad.fr\/site\/wp-content\/uploads\/2026\/05\/AntennesQuiery-1-1024x328.jpg 1024w, https:\/\/collectif-accad.fr\/site\/wp-content\/uploads\/2026\/05\/AntennesQuiery-1-768x246.jpg 768w\" sizes=\"auto, (max-width: 1301px) 100vw, 1301px\" \/><\/p>\n<p style=\"text-align: left;\"><span style=\"font-size: 18pt;\"><strong><span style=\"font-family: Comic Sans MS, cursive;\">Les wallets\u00a0: la principale porte d\u2019entr\u00e9e pour les paiements et la gestion des donn\u00e9es personnelles.<\/span><\/strong><\/span><\/p>\n<p><!--more--><\/p>\n<p style=\"text-align: justify;\"><span style=\"font-family: Comic Sans MS, cursive;\"><b>Attention DANGER : c&rsquo;est la porte ouverte \u00e0 la perte de libert\u00e9 des personnes, l&rsquo;intrusion continuelle dans la vie humaine, la suppression de l&rsquo;autonomie. On entre dans le monde de la machine qui supplante dans tous les domaines celui de l&rsquo;Humain.<\/b><\/span><\/p>\n<p style=\"text-align: justify;\"><span style=\"font-family: Comic Sans MS, cursive;\">Dans ce livre blanc, Sopra Steria et Galitt explorent trois sc\u00e9narios strat\u00e9giques qui pourraient fa\u00e7onner l\u2019avenir de l\u2019\u00e9cosyst\u00e8me des wallets europ\u00e9ens \u00e0 l\u2019horizon 2035.<\/span><\/p>\n<p style=\"text-align: justify;\"><span style=\"font-family: Comic Sans MS, cursive;\"><b>Ce que vous allez d\u00e9couvrir<\/b><\/span><\/p>\n<p style=\"text-align: justify;\"><span style=\"font-family: Comic Sans MS, cursive;\"><b>Trois sc\u00e9narios cl\u00e9s pour comprendre les futurs possibles :<\/b><\/span><\/p>\n<ul style=\"text-align: justify;\" type=\"DISC\">\n<li><span style=\"font-family: Comic Sans MS, cursive;\"><b>La domination des Big Tech<\/b> \u2013 Apple Pay devient un wallet universel int\u00e9grant identit\u00e9, paiements et euro num\u00e9rique. <\/span><\/li>\n<li><span style=\"font-family: Comic Sans MS, cursive;\"><b>L\u2019\u00e9mergence de Wero<\/b> \u2013 Les banques europ\u00e9ennes s\u2019unissent autour d\u2019un wallet multi-bancaire, s\u00e9curis\u00e9, instantan\u00e9 et int\u00e9gr\u00e9 \u00e0 la vie quotidienne. <\/span><\/li>\n<li><span style=\"font-family: Comic Sans MS, cursive;\"><b>La r\u00e9volution du wallet europ\u00e9en d\u2019identit\u00e9 num\u00e9rique (EUDI Wallet)<\/b> \u2013 Port\u00e9 par la r\u00e9gulation, le wallet d\u2019identit\u00e9 num\u00e9rique devient la norme en mati\u00e8re de confiance, de s\u00e9curit\u00e9 et d\u2019interop\u00e9rabilit\u00e9. <\/span><\/li>\n<\/ul>\n<p style=\"text-align: justify;\"><span style=\"font-family: Comic Sans MS, cursive;\"><b>Points cl\u00e9s du livre blanc :<\/b><\/span><\/p>\n<ul style=\"text-align: justify;\" type=\"DISC\">\n<li><span style=\"font-family: Comic Sans MS, cursive;\">La convergence entre identit\u00e9 et paiements <\/span><\/li>\n<li><span style=\"font-family: Comic Sans MS, cursive;\">Les enjeux li\u00e9s \u00e0 eIDAS2 et \u00e0 l\u2019euro num\u00e9rique <\/span><\/li>\n<li><span style=\"font-family: Comic Sans MS, cursive;\">Les impacts strat\u00e9giques pour les banques, les commer\u00e7ants et les acteurs technologiques <\/span><\/li>\n<li><span style=\"font-family: Comic Sans MS, cursive;\">Les facteurs d\u00e9cisifs : exp\u00e9rience utilisateur, adoption par les commer\u00e7ants et contr\u00f4le de l\u2019\u00e9cosyst\u00e8me <\/span><\/li>\n<\/ul>\n<p style=\"text-align: justify;\"><span style=\"font-family: Comic Sans MS, cursive;\"><b>Pourquoi ce sujet est essentiel<\/b><\/span><\/p>\n<p style=\"text-align: justify;\"><span style=\"font-family: Comic Sans MS, cursive;\">Ce livre blanc aide les institutions financi\u00e8res, les r\u00e9gulateurs et les acteurs du num\u00e9rique \u00e0 :<\/span><\/p>\n<ul style=\"text-align: justify;\" type=\"DISC\">\n<li><span style=\"font-family: Comic Sans MS, cursive;\">Anticiper les cas d\u2019usage futurs et les technologies \u00e9mergentes <\/span><\/li>\n<li><span style=\"font-family: Comic Sans MS, cursive;\">Comprendre les enjeux de positionnement strat\u00e9gique et les opportunit\u00e9s de croissance <\/span><\/li>\n<li><span style=\"font-family: Comic Sans MS, cursive;\">R\u00e9pondre aux d\u00e9fis d\u2019interop\u00e9rabilit\u00e9, de s\u00e9curit\u00e9 et d\u2019adoption <\/span><\/li>\n<li><span style=\"font-family: Comic Sans MS, cursive;\">Se pr\u00e9parer aux cadres r\u00e9glementaires et \u00e0 l\u2019int\u00e9gration de l\u2019identit\u00e9 num\u00e9rique <\/span><\/li>\n<\/ul>\n<p style=\"text-align: justify;\"><span style=\"font-family: Comic Sans MS, cursive;\"><b>Des analyses guid\u00e9es par des experts<\/b><\/span><\/p>\n<p style=\"text-align: justify;\"><span style=\"font-family: Comic Sans MS, cursive;\">Ce livre blanc s\u2019appuie sur l\u2019expertise combin\u00e9e de Galitt et Sopra Steria, leaders reconnus dans les domaines des paiements, de la cybers\u00e9curit\u00e9 et des services li\u00e9s \u00e0 l\u2019identit\u00e9 num\u00e9rique. Fort de retours d\u2019exp\u00e9rience concrets (Wero, LSP Aptitude), il propose une vision strat\u00e9gique ainsi qu\u2019une lecture op\u00e9rationnelle de l\u2019avenir des wallets.<\/span><\/p>\n<p style=\"text-align: justify;\"><span style=\"font-family: Comic Sans MS, cursive;\">Acc\u00e9dez \u00e0 l\u2019analyse compl\u00e8te et commencez d\u00e8s aujourd\u2019hui \u00e0 fa\u00e7onner le futur des paiements en Europe.<\/span><\/p>\n<p style=\"text-align: justify;\"><span style=\"font-family: Comic Sans MS, cursive;\">Pour t\u00e9l\u00e9charger le livre blanc (!!!)\u00a0:<\/span><\/p>\n<p style=\"text-align: justify;\"><span style=\"font-family: Comic Sans MS, cursive;\"><a href=\"https:\/\/www.soprasteria.com\/fr\/secteurs-activite\/services-financiers\/la-bataille-des-wallets-en-europe-qui-l-emportera-d-ici-2035\">https:\/\/www.soprasteria.com\/fr\/secte<\/a><\/span><\/p>\n<p style=\"text-align: justify;\">\n","protected":false},"excerpt":{"rendered":"<p>Les wallets\u00a0: la principale porte d\u2019entr\u00e9e pour les paiements et la gestion des donn\u00e9es personnelles.<\/p>\n","protected":false},"author":4,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-14901","post","type-post","status-publish","format-standard","hentry","category-non-classe"],"_links":{"self":[{"href":"https:\/\/collectif-accad.fr\/site\/wp-json\/wp\/v2\/posts\/14901","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/collectif-accad.fr\/site\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/collectif-accad.fr\/site\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/collectif-accad.fr\/site\/wp-json\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/collectif-accad.fr\/site\/wp-json\/wp\/v2\/comments?post=14901"}],"version-history":[{"count":1,"href":"https:\/\/collectif-accad.fr\/site\/wp-json\/wp\/v2\/posts\/14901\/revisions"}],"predecessor-version":[{"id":14902,"href":"https:\/\/collectif-accad.fr\/site\/wp-json\/wp\/v2\/posts\/14901\/revisions\/14902"}],"wp:attachment":[{"href":"https:\/\/collectif-accad.fr\/site\/wp-json\/wp\/v2\/media?parent=14901"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/collectif-accad.fr\/site\/wp-json\/wp\/v2\/categories?post=14901"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/collectif-accad.fr\/site\/wp-json\/wp\/v2\/tags?post=14901"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}